Helpful guides, quick answers, and educational content to help you understand your insurance options.
Plain-language answers to the questions we get asked most.
A plain-language guide to Medicare Parts A, B, C, and D — what they cover, what they cost, and when to enroll. Perfect for anyone approaching Medicare eligibility.
Request GuideWe break down the key differences between Medicare Advantage plans and Medigap supplemental insurance — including costs, flexibility, and what matters most for your situation.
Request GuideMany people don't realize they qualify for premium subsidies through the ACA marketplace. Learn how subsidies are calculated and whether you might be eligible.
Request GuideYour needs change — and so should your coverage. Learn about the Annual Election Period, Special Enrollment windows, and what to look for in an annual plan review.
Request GuideA one-page summary of Medicare basics — parts, costs, enrollment windows, and what to ask when reviewing plans. Enter your email to receive it instantly.
No spam. Unsubscribe anytime.
If you're turning 65, your Initial Enrollment Period starts 3 months before your birthday month and ends 3 months after. Missing this window can result in permanent late enrollment penalties. If you're still working and have employer coverage, special rules may apply — let's review your situation.
Original Medicare (Parts A & B) lets you see any doctor that accepts Medicare — nationwide. Medicare Advantage (Part C) is a private plan alternative that bundles your coverage, often includes Part D, and may offer extra benefits — but typically limits you to a network of providers.
Original Medicare generally does not cover routine dental or vision care. Some Medicare Advantage plans include these benefits. We can help you find standalone dental and vision plans or bundled options.
Medigap (also called Medicare Supplement Insurance) is sold by private companies and helps pay some of the healthcare costs that Original Medicare doesn't cover — like deductibles, copayments, and coinsurance. Medigap plans are standardized (Plans A, B, C, D, F, G, K, L, M, N) and you pay a monthly premium in addition to your Part B premium.
ACA subsidies (premium tax credits) are based on your household income and the cost of the second-lowest Silver plan in your area. If your income is below the threshold, your subsidy pays part of your premium — sometimes making the plan $0/month. We can run a quick eligibility estimate.
Yes — many travel insurance policies cover pre-existing conditions if you purchase within a certain window (usually within 14 days of your initial trip deposit). We'll help you find a policy that covers your specific health situation.
A free call can save you time, money, and confusion — especially during Medicare enrollment or Open Enrollment.
Or call: (404) 474-3176